The financial comparator of Singapore

Home Loans

Calculate and compare home loans from Singapore banks

Home Loan Calculator

SGD
1M - 100M
SGD
10%
%
6% - 20%
years
5 - 30 years

Compare home loan banks

Home Loan Tips and Guides

Benefits of Higher Down Payment
A larger down payment reduces the loan amount, monthly payment, and interest costs over the life of the loan.
Fixed vs. floating rate
Fixed rates offer repayment certainty, while floating rates (pegged to SORA) may start lower but change with market conditions.
Check LTV Limits
Different banks have different LTV limits. Higher LTV means a smaller down payment but potentially higher rates.
Consider All Costs
Include Buyer's Stamp Duty (BSD), legal fees, valuation, and other charges when calculating your total budget for buying a property.